DO I NEED IT?
Before I buy anything, I ask myself, “Do I need it?” Most often the answer is no. At least half the time that single question stops me from purchasing something that I really don’t need. I may not even want it that much, other than it was there and I liked it.
There are some things that I still really want, even though I don’t technically need them, so I apply one additional question: “Would spending $20 on this item bring me more joy than owning my own home?” More often than not, I come up with an alternative $20 purchase that would be money spent much more wisely.

A seller can set an asking price and actually have a buyer agree to that price. However, that value may not be necessarily in agreement with what most buyers are willing to pay. For example, one person can view a property, determine it is exactly what they are looking for and well worth the asking price, whereas another person could look at the same property and feel the asking price is too high.